Mortgage Calculator
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Property & Loan
Home Price ($):
Down Payment ($):
Interest Rate (%):
Amortization (Years):
Term Length (Years):
Compounding:
Canadian (Semi-Annual)
US (Monthly)
Taxes, Insurance & Fees
Property Tax (% / yr):
Home Insurance ($ / yr):
HOA Fees ($ / mo):
PMI (% / yr):
Drops automatically at 80% LTV
Repayment Strategy
Payment Frequency:
Monthly
Semi-Monthly (24/yr)
Bi-Weekly (26/yr)
Accelerated Bi-Weekly
Extra Payment ($ / period):
Start Date:
Opportunity Cost Analyzer
Expected Investment Return (% / yr):
Assumes extra cashflow is invested.
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True Periodic Payment (P & I)
Principal vs. Interest
Loan Summary
Mortgage Amount:
Balance at Term End:
Actual Payoff Time:
Total Savings (vs Std Monthly):
Visual Analysis
Impact of Accelerated Strategy
Amortization Schedule
Date / #
Total Payment
Principal
Interest
Escrow (Tax/Ins)
Extra
Balance
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